Estate Planning

For childless couples and singles in Queensland, estate planning isn’t something to put off until later; it’s the one decision that can determine exactly who benefits from everything you’ve worked for. Without children to inherit by default, the question of where your estate goes becomes more complicated, and leaving it unplanned could mean that the government, not you, decides the outcome.

Why Estate Planning Still Matters Without Children

Many people think of estate planning as something parents do: name guardians, divide assets among the kids, and call it a day. But when there are no children in the picture, the process becomes even more personal. It’s about deciding who and what truly matters to you, and how to protect those choices legally.

Australia’s family landscape is changing. The 2021 Census showed there were around 2.6 million couple families without children (ABS), representing 39% of the 6.73 million Australian families (AIFS). Add to that the growing number of single adults, and it’s clear that a significant share of Australians are navigating estate planning without the traditional motivator of parenthood.

Census data from 1981 to 2021 reveal a clear shift in Australia’s family landscape: more couples are living child-free, by choice or circumstance.

Yet despite this demographic shift, most Australians still don’t have a Will. A 2022 Finder survey found that roughly 60% of Australians, or around 12 million people, have no valid Will. For those without children, that lack of planning leaves an even bigger gap. Without a Will, your estate doesn’t automatically go to the people or causes that matter most to you.

What Happens in Queensland If You Die Without a Will

In Queensland, dying without a valid Will is called dying intestate. When that happens, your estate is distributed under the Succession Act 1981 (Qld), not according to your wishes but by a strict legal formula.

If you’re part of a childless couple, intestacy means your spouse or de facto partner will inherit your entire estate. That might sound fine at first, but consider what happens if your partner also dies without a Will. The estate then passes to parents, then siblings, then increasingly distant relatives, all following a hierarchy that may have little to do with the people you actually care about.

For single person without children, the law is even less personal. Without a Will, your estate usually goes to your parents, then siblings, and so on. If there are no living relatives, everything you own — your home, savings, super, and personal items — passes to the Queensland Government under the doctrine of bona vacantia. It’s a sobering thought: a lifetime of work could end up in the government’s hands simply because no document said otherwise.

The Unique Estate Planning Challenges for Childless Couples

Childless couples face a few added layers of decision-making. Estate planning isn’t just about distributing assets; it’s about ensuring your partner and future wishes are protected in every scenario.

Who Makes Decisions If You Can’t?

If you lose capacity because of illness, injury, or simply age, someone must step in to handle financial and personal matters on your behalf.

For childless couples, the partner is often the first choice. But life isn’t always predictable. What if both of you are affected, or your partner is unavailable when decisions need to be made?

In Queensland, an Enduring Power of Attorney (EPOA) under the Powers of Attorney Act 1998 (Qld) allows you to appoint one or more trusted people to make decisions when you can’t.

You might also consider naming a “nominated person” under your EPOA— someone who isn’t making decisions but is kept informed. Their role is to stay across what your attorney is doing, providing valuable oversight and ensuring your directions are followed. They can request updates, raise concerns, and, if necessary, apply to the Queensland Civil and Administrative Tribunal (QCAT) to review an attorney’s actions.

Taking this extra step builds accountability into your planning. It helps ensure that, if you lose capacity, your affairs are managed exactly as you intended — transparently, responsibly, and with the right checks and balances in place.

Without an EPOA, loved ones may have to apply to the QCAT for authority, a process that’s time-consuming, stressful, and expensive.

Superannuation Doesn’t Automatically Go to Your Partner

Many people assume their superannuation automatically goes to their partner, but that’s not the case. Superannuation sits outside your estate and is managed separately by your fund’s trustee. To ensure it goes to the right person, you need a Binding Death Benefit Nomination (BDBN). Without it, the trustee decides who receives the funds. Most funds will consider your partner, but there’s no guarantee — and many nominations expire after three years.

Choosing Beneficiaries Requires Real Thought

For parents, beneficiaries are obvious. For couples without children, the question opens wide. Who do you want to benefit — your partner, siblings, friends, or perhaps a charity close to your heart? A well-drafted Will lets you make those choices clearly. You can even decide what happens if your partner dies before you, ensuring your estate doesn’t automatically follow the intestacy rules.

Estate Planning for Singles Without Children

For single adults, the stakes are just as high. Without a partner or children, there’s no default next of kin who automatically steps in. The Succession Act’s hierarchy takes over, regardless of personal closeness.

Let’s take, for example, a professional in Cannonvale who is single and has built a strong circle of friends but is estranged from family. Under intestacy, those friends receive nothing, while distant relatives could inherit everything.

A complete estate plan for singles should include:

• A valid Will naming specific beneficiaries — family, friends, or charities — and substitute beneficiaries in case someone predeceases you.
• An Enduring Power of Attorney, appointing someone trustworthy to manage your affairs if you lose capacity.
• An Advance Health Directive, setting out your medical treatment preferences if you can’t communicate them.

Together, these documents ensure your wishes are clear and legally enforceable, sparing friends and loved ones unnecessary stress.

Leaving a Legacy Through Charitable Giving

Without children as primary heirs, many people choose to create a legacy through charitable giving. In Queensland, you can leave:

• A specific bequest (a set amount or asset);
• A residuary bequest (a portion of what remains after other gifts);
• Or a charitable trust, which continues giving long after you’re gone.

These options allow you to support causes that reflect your values — education, animal welfare, environmental protection, or local community organisations. The key is to have your Will drafted professionally so your intentions are legally sound and adaptable if a charity ceases to exist.

De Facto Relationships: Know Where You Stand

Queensland law recognises de facto partners under the Succession Act 1981 and Property Law Act 1974, but only under certain conditions. Generally:

• a de facto relationship must have existed for at least two years, or
• one partner must have made substantial contributions to the other’s property or welfare.

If your relationship doesn’t meet those thresholds and your partner dies without a Will, you may have no automatic right to inherit. Even if you qualify, proving the relationship can be stressful and expensive. A valid Will removes this uncertainty — it’s a clear statement of intent that ensures your partner is protected.

When to Review Your Estate Plan

Life changes, and your estate plan should change with it. Key moments to review your documents include:

• Marriage or entering a de facto relationship (marriage automatically revokes a prior will unless made in contemplation of marriage)
• Separation or divorce
• Buying or selling property
• Receiving an inheritance
• The death of a named executor, attorney, or beneficiary

As a general guide, revisit your estate plan every two to three years — or earlier if significant changes occur in your life, relationships, or assets. It ensures your documents stay relevant and your intentions remain clear.

To learn more about the importance of updating a Will, read our article here.

The Real Cost of Doing Nothing

It’s easy to put off estate planning, especially when you don’t have children reminding you to “get your affairs in order.” But the cost of inaction can be steep. Without a Will, the Queensland Public Trustee steps in to administer your estate, and that process involves fees. Family disputes can drain funds and goodwill alike. And assets can end up with people you would never have chosen.

Here to Help You Protect Your Legacy

Whether you’re a childless couple building a life together or a single professional creating something meaningful, your estate deserves a plan that reflects your intentions.

The process doesn’t have to be confusing. A conversation with one of our experienced Estate Planning Lawyers can help give you peace of mind and clarity.

At PD Law, we help individuals and couples — at every stage of life —protect their wishes and their legacy.

Talk to one of our seasoned Cannonvale Lawyers today.

 

When a loved one passes away, it’s natural to assume that their Will covers everything — but that’s not always how it works. Superannuation plays by its own set of rules. The reality is, it’s not automatically part of the Will, and the fund’s trustee decides who receives it.

If you’re trying to make sense of it all, we explain how super death benefits work in Queensland, who can claim them, and how to make the process smoother.

What Is a Superannuation Death Benefit?

A superannuation death benefit usually includes:

• the deceased’s account balance, plus
• any life insurance held through their super fund.

These amounts (after any fees and taxes) form the total benefit that’s distributed to eligible beneficiaries.

Here’s where many people get tripped up: super doesn’t automatically follow the instructions in the Will. The trustee of the super fund—not the executor of the estate—decides how the benefit is paid.

That might sound strange, but it’s designed to make sure that people who were financially dependent on the deceased (like a spouse or young children) are protected, even if they weren’t named in the will or the will was written years ago.

The trustee may still consider the Will, but unless there’s a binding death benefit nomination in place, the trustee ultimately decides who gets what based on the law.

Who Can Claim Deceased Superannuation?

Super law has a very specific definition of “dependant.” Generally, eligible people include:

• A spouse or de facto partner, including same-sex partners and those in registered relationships
• Children, regardless of age or living arrangements
• Anyone financially dependent on the deceased (even partially)
• People in an interdependency relationship with the deceased

Financial dependency doesn’t have to mean full financial support. Even small, regular contributions—like $20 a week towards groceries or rent—can count if they were essential to the person’s living expenses. However, occasional gifts, like paying a grandchild’s school fees, usually don’t.

An interdependency relationship exists when two people share a close personal relationship, live together, and provide financial and emotional support to each other. It can still exist if they live apart temporarily—for example, if one person works overseas or is in the hospital.

Adult children generally won’t qualify unless they were providing full-time care or support to a parent with no other financial means. These claims are more complex and require solid evidence—think bank records, witness statements, and proof of shared living arrangements.

Understanding Beneficiary Nominations

The way the deceased set up their beneficiary nomination makes a big difference in how smoothly (or not) the claim goes. There are three main types:

1. Binding nominations

These are legally binding. The trustee must pay the benefit exactly as directed, provided the nomination is valid and current. This option gives the most certainty but requires regular updates.

2. Non-binding nominations

These act more like a guide than a rulebook. The trustee takes the deceased’s wishes into account but ultimately decides based on who they believe is most in need or dependent.

3. Reversionary nominations

These apply to income streams (like pensions). If one exists, the payments simply continue to the nominated person without interruption.

The Five-Step Process for Claiming Super After Death

Claiming deceased super isn’t a quick process, but it’s manageable if you know what to expect. Here’s a simple overview:

1. Notify the Super Fund

Contact the super fund as soon as possible. You’ll need:

• deceased’s name,
• date of birth,
• date of death, and
• member number (if you can find it).

The fund will then explain the process, tell you what forms you’ll need, and identify other potential beneficiaries.

2. Submit Documents

You’ll need to complete claim forms and provide certified copies of key documents, such as:

• The death certificate
• Proof of identity (yours and the deceased’s)
• Birth certificates for children
• Marriage or divorce certificates (if relevant)
• The Will (if there is one)
• Probate or letters of administration (if the estate is the beneficiary)

3. Trustee Review

Once all the paperwork is in, the fund reviews the claim. If the deceased had life insurance, the insurer separately confirms whether it’s payable.

Straightforward claims—like those with valid binding nominations—are often finalised within four months. More complex cases, especially those involving multiple claimants or disputes, can take longer.

4. Decision and Objections

After reviewing everything, the trustee decides who receives the benefit and in what proportion.
If you disagree with the decision, you generally have 28 days to lodge an objection and provide additional evidence. The fund must then review the complaint within 90 days.

5. Payment

Once approved, payment is made either via bank transfer, cheque, or as an ongoing income stream (for eligible dependants). Payments go directly to the beneficiaries—not to solicitors or third parties.

Tax on Death Benefits

Not all beneficiaries are taxed the same.

The Australian Taxation Office distinguishes between tax dependants and non-tax dependants, which isn’t always the same as the super law definition.

Tax dependants include:

• Spouses or former spouses
• Children under 18
• People financially dependent or in an interdependency relationship with the deceased

If you’re a tax dependant, you usually receive the death benefit tax-free.
Adult children who weren’t financially dependent, however, will likely pay tax on part of their benefit (usually the taxable component).

If you receive an ongoing income stream as a tax dependant, those payments are typically tax-free too. However, non-tax dependants can’t receive income streams—they must take a lump sum instead.

Common Issues That Delay Claims

Even with the best intentions, claims can drag on. Some common hurdles include:

• Multiple claimants: The trustee must weigh up each person’s claim, which takes time.
• Disputed relationships: Proving a de facto relationship or dependency requires strong evidence.
• No valid nomination: Without one, the trustee must investigate and decide who should receive the funds.
• Missing documents: Delays in obtaining death certificates, probate, or other legal documents can stall everything.

When the Benefit Goes to the Estate

Sometimes the trustee pays the super benefit to the estate instead of directly to a person. This happens when:

• The member nominated their legal personal representative
• There’s no valid beneficiary nomination
• The fund’s rules require payment to the estate

Once in the estate, the benefit is distributed according to the Will (or intestacy laws if there’s no Will). This can be useful if the Will sets up a testamentary trust for children or dependants, offering tax and asset protection advantages.

However, if the estate is contested, that super money can become part of the dispute—adding delays and legal costs.

Special Cases to Keep in Mind

• Minor or incapacitated beneficiaries: Funds are usually held in trust until the child turns 18 (or 25 in some cases) or until the person regains capacity.
• Dependent young adults (18–25): They can receive income payments until age 25, after which the balance is paid as a tax-free lump sum.
• Disabled dependants: They may continue receiving income payments beyond 25.
• Untraceable beneficiaries: If someone can’t be found, the trustee may transfer the benefit to the ATO. It can later be claimed, but it’s a slow process.

Protecting Your Own Interests as a Beneficiary

If you believe you’re entitled to a share of the deceased’s super, act quickly. Notify the fund even if you’re unsure whether you qualify—waiting could mean missing deadlines or being left out of the process.

Gather evidence early. Bank records, statutory declarations, letters, or photos showing your relationship can make a big difference.If the situation is complex—or if you expect disputes—it’s wise to get legal advice before lodging your claim. A lawyer can help structure your evidence and protect your rights.

What to Do If You Disagree With the Decision

If the trustee’s final decision doesn’t seem right, you can:

1. Lodge an objection within 28 days with supporting evidence.
2. Use the fund’s internal review process, which must be completed within 90 days.
3. Escalate to the Australian Financial Complaints Authority (AFCA) if you’re still unhappy. AFCA is free and can make binding decisions without court proceedings.

Timing matters—miss a deadline and your options may disappear.

Making Things Easier for Your Family

The process of claiming deceased superannuation is a good reminder of the value of planning ahead.

Here are some quick takeaways:

• Review your beneficiary nominations every few years—or after major life changes.
• Keep your binding nominations up to date (they expire every three years).
• Make sure your Will and super nominations align to avoid confusion later.
• Talk to your family about your wishes. It may feel awkward, but it saves heartache later.

How PD Law Can Help

At PD Law, we recognise that managing a superannuation death benefit claim involves more than legal formalities — it’s a sensitive and often emotional experience.

Our Estate Planning Lawyers provide end-to-end assistance, from notifying the fund and preparing documentation to resolving disputes and navigating taxation issues. We ensure that every step of the process aligns with Queensland and Commonwealth law and that your claim is presented as strongly as possible.

We also assist clients in future planning — reviewing super nominations and estate documents to secure their families’ financial well-being.

If you’re managing a deceased superannuation claim or setting up a binding death benefit nomination, talk to one of our Cannonvale Lawyers today.

When a loved one passes away, their family and friends are often left to navigate a complex legal process amidst their grief. One of the most crucial steps in this journey is probate, a legal procedure that plays a vital role in settling the deceased’s affairs and distributing their assets. In Queensland, probate is the Supreme Court’s official recognition of a Will as legally valid, granting the executor authority to administer the estate. This article explains the importance of probate, the processes involved, and how PD Law can assist in this challenging time.

The Importance of Probate in Queensland

Probate serves several essential purposes that are fundamental to the proper administration of a deceased person’s estate:

Validation of the Will

Probate confirms the authenticity and legal standing of the deceased’s last Will. This process ensures that the document presented is the final, legally binding expression of the deceased’s wishes regarding the distribution of their assets and the appointment of an executor.

Authorisation of the Executor

The court formally acknowledges the executor specified in the Will by granting probate, authorises them to manage the estate on its behalf. This legal authority is crucial for the executor to perform their duties effectively, such as accessing bank accounts, selling property, and distributing assets to beneficiaries.

Legal Framework for Settling Debts and Taxes

Probate establishes a structured legal process for identifying and settling any outstanding debts or taxes owed by the deceased or their estate. This ensures that creditors have a fair opportunity to make claims against the estate and that all legal obligations are fulfilled before the remaining assets are distributed to beneficiaries.

Prevention of Fraud

By requiring a formal legal process, probate helps prevent fraudulent claims on the estate. It provides a mechanism for challenging the validity of a Will or the claims of potential beneficiaries, ensuring that only legitimate claims are honoured and the deceased’s true wishes are respected.

Protection for the Executor

By following the court-approved process, executors can defend themselves against potential claims of mismanagement or improper distribution of assets.

Without probate, executors may face significant challenges in carrying out their duties. Many institutions, such as banks, insurance companies, and share registries, require a grant of probate before they will release funds or transfer ownership of assets. This requirement serves as a safeguard, ensuring that these organisations deal with the estate’s legally authorised representative.

The Probate Process in Queensland

Obtaining probate in Queensland typically involves a series of steps, each designed to ensure the proper administration of the estate:

Advertising the Intention to Apply

This is done by placing an advertisement in the Queensland Law Reporter, a weekly publication that serves as the official medium for legal notices in Queensland. This advertisement must be published at least 14 days before filing the probate application with the court.

Notifying the Public Trustee

In addition to the public advertisement, the executor must notify the Public Trustee of Queensland of their intention to apply for probate. This notification is an additional safeguard, allowing the Public Trustee to review the application and raise any concerns if necessary.

Waiting for the Objection Period

After the advertisement is published and the Public Trustee is notified, there is a mandatory waiting period of at least 14 days. This period allows any interested parties to come forward if they wish to contest the Will or the appointment of the executor. If no objections are raised during this time, the executor can proceed with the probate application.

Preparing and Lodging the Probate Application

This application must include several key documents:

• The original Will and photocopies: The actual, physical document signed by the deceased, and two clear photocopies of the original.
• A death certificate: An official document issued by the Registry of Births, Deaths and Marriages.
• Completed court forms:
  • Form 101 (Application for Probate): The main application document
  • Form 103 (Notice of Intention to Apply for Grant): Verifies that the application intention was appropriately advertised.
  • Form 104 (Affidavit of Publication and Search): Provides evidence that the required searches for any other Wills have been done
  • Form 105 (Affidavit in Support of Application for Probate).
  • Form 47 (Certificate of Exhibit): Gives detailed information about the deceased, the Will, and the estate.

Court Review and Approval

Once the application is filed, the court will review all the submitted documents. This process typically takes between 4 to 8 weeks, although it can be longer if the court requires additional information or if there are complications with the application. If everything is in order, the court will issue the grant of probate, officially authorising the executor to administer the estate.

However, it is essential to understand that probate isn’t required in every situation. For small estates (typically those valued under $50,000) or for assets jointly owned with the deceased, it may be possible to transfer ownership without going through the probate process. However, it’s crucial to check with the relevant institutions to confirm their specific requirements, as policies can vary.

Some Considerations

While the probate process might seem straightforward on paper, in practice it can become quite complex, especially in cases involving large estates, multiple beneficiaries, or potential disputes. Here are some key considerations for anyone involved in the probate process:

Timing is Crucial

It’s important to start the probate process as soon as possible after the death. Delays can hold up the distribution of assets, potentially causing financial hardship for beneficiaries or allowing estate assets to depreciate in value.

Accuracy is Paramount

All documents submitted to the court must be completed accurately and in full. Even small errors or omissions can lead to delays or even rejection of the application, necessitating a resubmission and further delays.

Asset Management During Probate in Queensland

During the probate process, which can take 2-3 months, the executor is responsible for securing and managing the estate’s assets. This might involve tasks such as maintaining property, continuing to run a business, or making investment decisions. It’s crucial that these tasks are carried out diligently and in the best interests of the estate.

Tax Implications

Estates can have complex tax obligations, including income tax for any income earned by the estate during the administration period, and potentially capital gains tax on the sale of assets. Executors need to be aware of these obligations and ensure they are met to avoid potential personal liability.

Communication is Key

Keeping beneficiaries informed throughout the probate process can help minimise conflicts and misunderstandings. Regular, clear communication about the progress of the application, any delays or issues encountered, and expected timelines for distribution can go a long way in maintaining good relationships with beneficiaries.

Dealing with Debts

Executors need to settle all legitimate debts of the estate before distributing assets to the beneficiaries. This includes not only obvious debts like mortgages or credit card balances but also potential claims against the estate that may arise during the probate process.

How PD Law Can Help

Navigating the probate process can be challenging, particularly during a time of grief. This is where PD Law can provide invaluable assistance. Here’s how we can help:

Expert Advice on Probate Necessity

Executors often wonder if probate is needed. Our experienced team can evaluate your situation—considering the estate’s assets—to determine if probate is necessary, potentially saving you time and money.

Efficient Document Preparation and Filing

We ensure accurate and timely preparation and filing of probate applications, minimising the risk of delays or errors.

Handling Complex Estate Matters

Some estates involve complex assets or disputes. Our expert Estate Planning Lawyers provide strategic advice and representation to navigate these challenges effectively.

Managing Communication

We handle all communication with beneficiaries, creditors, and institutions, helping to manage expectations and keep everyone informed.

Ensuring Legal Compliance

Our team stays updated on laws and regulations to ensure compliance throughout the probate process, protecting executors from personal liability.

Assistance with Estate Administration

After probate is granted, we assist with practical estate administration tasks, including asset collection, debt payment, account preparation, and asset distribution.

Conclusion

Probate is a vital legal process that helps settle a deceased person’s affairs and ensures their final wishes are honoured. While it may seem daunting, understanding the process and seeking professional assistance can make it manageable for executors, beneficiaries, and those planning for the future.

Being informed about probate allows you to navigate this legal journey with confidence. While it serves as a legal necessity, it also provides an opportunity to honour your loved one’s wishes and bring closure. PD Law can guide you through each step, offering tailored advice and support to simplify the process. With the assistance of our Cannonvale Lawyers, you can fulfil this important responsibility and find peace of mind. Don’t hesitate to talk to one of our expert Estate Planning Lawyers today.

When a loved one passes away, the last thing anyone wants is confusion about their final wishes. Yet this happens all too often when formal Will requirements aren’t met, leaving families to navigate the complexities of informal Wills. From unsent text messages to video recordings, Queensland courts have considered an astonishing variety of unconventional documents as potential Wills—with unpredictable results.

What is Considered an Informal Will?

An informal Will is any document expressing someone’s testamentary intentions that doesn’t comply with the formal requirements set out in section 10 of the Succession Act 1981 (Qld) [the Act]. While a formal Will must be in writing, signed by the testator (the Will-maker) in front of two witnesses who also sign the document, informal Wills take many shapes—from handwritten notes to digital messages.

However, section 18 of the Act gives the Supreme Court of Queensland authority to dispense with these formal requirements if certain conditions are met. This provision recognises that people sometimes express their final wishes outside traditional legal formats.

For the Court to recognise an informal Will, three key conditions must be satisfied:

• Testamentary Intent: The court must be satisfied that the person genuinely intended the document to function as their Will, rather than just expressing future intentions or hypothetical wishes.
• A Document Must Exist: There must be an actual physical or digital document that contains the person’s wishes.
• The Document Must Express Wishes for Property Distribution: The document needs to clearly indicate how the person wants their property distributed after death.

Under Queensland law, the term “document” is interpreted quite broadly and can include virtually any record of information—written, electronic, audio, or visual.

Examples of Accepted Informal Wills

Queensland courts have accepted some remarkable formats as valid Wills:

Unsent Text Messages

In the landmark case of Re Nichol; Nichol v Nichol [2017] QSC 220, the Supreme Court accepted an unsent text message as a valid Will. The message, found on the phone of a man who had taken his own life, clearly expressed his wishes regarding his property and specifically mentioned his intention to exclude his wife.

Video Recordings

In Mellino v Wnuk [2013] QSC 336, the Court recognised a video recording on a DVD as a valid Will. Similarly, in Estate of Leslie Wayne Quinn [2019] QSC 99, a video recorded on a smartphone shortly before the deceased’s death was accepted as a Will.

Electronic Documents

An unsigned electronic document saved on a computer can be considered valid, as in the case of Alan Yazbek V Ghosn Yazbek & Anor [2012] NSWSC 594. In this case, the Microsoft Word document contained clear testamentary language, was deliberately named “Will,” and multiple circumstances indicated he intended it to function as his will.

Notes on Mobile Devices

In the case of Re Yu [2013] QSC 322, the Queensland Supreme Court validated notes drafted on an iPhone as a Will. One of the documents began with “This is the last Will and Testament…” and was followed by his name and address.

Handwritten Notes Without Witnesses

In Re GEW [2020] QSC 119, a dated but unsigned handwritten note without witnesses was accepted as an informal Will. 

Suicide Notes

Parts of suicide notes have sometimes been accepted as valid informal Wills where they clearly express testamentary intentions.

Incomplete Formal Documents

More recently, In the Will of Hans-Juergen Meyer [2024] QSC 141, the Court accepted an informal Will consisting of handwritten and typed pages that were signed by the testator but lacked witness signatures. 

When Informal Wills Are Rejected

Not all informal documents are accepted as valid Wills. In Lindsay v McGrath [2015] QCA 206, the Queensland Court of Appeal refused to recognise a handwritten document as a valid Will, despite it clearly stating the deceased’s wishes.

After Nora Lindsay, the testator, passed away, her son Geoffrey found a five-page handwritten document inside an envelope labelled, “The envelope contains the Will of.” The document left her house to Geoffrey and explicitly disinherited his sister. Geoffrey applied to have it recognised under Section 18 of the Act, but the Court declined.

The Court identified several issues: parts of the document were torn, changes had been made in different inks, and it stated it was “for the purpose of making the will” rather than asserting “this is my will.”

Since Nora’s document appeared to be a work in progress rather than a finalised Will, the Court rejected it. This case underscores that merely recording testamentary wishes is not enough—clear intent for the document to be the deceased’s last Will is crucial.

Applying for Probate of an Informal Will

The process for having an informal Will recognised is more complex than with a formal Will. An application must be made to the Supreme Court of Queensland seeking a declaration under section 18 of the Act that the informal document constitutes the last Will of the deceased.

This application should include:

• The document claimed to be the informal Will
• Evidence supporting the document’s validity as a Will
• Information about any earlier effective Wills
• Information about who would be entitled under intestacy if the informal Will is not accepted
• Consents from or notices to persons adversely affected

The application should be filed within six months of the deceased’s death. If filed later, an explanation for the delay must be provided.

Factors the Court Considers

When determining if an informal document should be recognised as a Will, the Court considers various factors:

• The content of the document: Does it clearly express testamentary wishes?
• Evidence of the deceased’s intentions: Did they tell anyone about the document?
• Circumstances around the creation of the document: Why wasn’t a formal Will made?
• The deceased’s awareness of formal Will requirements: Did they know about proper procedures?
• How the deceased treated or stored the document: Was it kept with important papers?
• Timing: How close to death was the document created?
• Whether the document appears final or merely preparatory

The Risks and Pitfalls of Informal Wills

While Queensland law allows for informal Wills in certain circumstances, relying on them can create significant legal and emotional burdens for those left behind. The absence of a properly executed Will often leads to complications that can delay or disrupt estate administration.

Costly Court Proceedings

Unlike formal Wills, which are typically granted probate through a straightforward process, proving an informal Will requires a Supreme Court application under section 18 of the Act. This is a costly and time-consuming legal process, with fees often exceeding those of drafting a formal Will in the first place. If the Court rejects the document, the estate may need to be distributed under intestacy laws, which could be vastly different from the deceased’s intentions.

Uncertainty and Delay

Even with strong evidence of the deceased’s intentions, there is no guarantee the Court will accept an informal Will. Cases involving informal Wills can take months—or even years—to resolve, delaying the distribution of assets and causing financial hardship for intended beneficiaries.

Family Conflict

Disputes over informal Wills are common, particularly when the document is unclear, inconsistent, or excludes expected beneficiaries. The lack of formal execution often leads to challenges from family members who may feel unfairly treated, resulting in expensive and emotionally taxing legal battles.

Interpretive Challenges

Formal Wills are drafted using precise legal language to avoid ambiguity. Informal Wills, by contrast, are often handwritten, vague, or incomplete, making it difficult to determine the true intent of the deceased. Courts may struggle to interpret informal documents, leading to outcomes that may not fully align with what the deceased intended.

Increased Vulnerability to Challenges

Informal Wills are more susceptible to legal challenges based on:

• Lack of testamentary capacity: Was the deceased mentally competent when creating the document?
• Undue influence: Was the deceased pressured by someone else to write or alter the document?
• Fraud or forgery: Is there doubt about the document’s authenticity?

Without the safeguards of a formal Will, proving or disproving these claims can be difficult, increasing the risk of prolonged litigation.

By understanding these risks, individuals can take proactive steps to ensure their estate planning is legally sound, protecting their loved ones from unnecessary stress and financial strain.

Best Practices for Estate Planning

To avoid the pitfalls of informal Wills:

1. Create a formal Will that meets all legal requirements, preferably with professional legal assistance.
2. Update your Will regularly, especially after major life events like marriage, divorce, births, or deaths.
3. Store your Will safely where it can be easily found, and inform your executor of its location.
4. If you find what might be an informal Will after someone’s death, preserve it exactly as found and seek legal advice immediately.
5. Document the circumstances of finding potential informal Wills, including dates, locations, and who was present.

Conclusion

Informal Wills in Queensland represent a legal safety net, ensuring that genuine final wishes aren’t disregarded solely due to procedural defects. However, they should never be the first choice for estate planning. The unpredictability, expense, and potential for family conflict make formal Wills preferable.

At PD Law, we can help you create a legally valid Will that protects your assets and clearly expresses your wishes. Whether you’re drafting a new Will, updating an existing one, or dealing with a potential informal Will as an executor or family member, we can guide you through the complexities of having it recognised by the Court. Talk to one of our Cannonvale Estate Planning Lawyers today to ensure your legacy is protected or your loved one’s wishes are honoured.

Estate planning and blended families are becoming increasingly interconnected. With more marriages now forming in second or subsequent relationships, it’s crucial to recognise that estate planning for blended families involves unique challenges. While some TV shows may present an idealised view of family life, the reality of managing a blended family’s estate requires careful thought and strategic planning to ensure that everyone’s interests are protected.

Why Estate Planning and Blended Families Need Special Attention

Blended families—where one or both partners have children from previous relationships—face specific issues when it comes to estate planning. Unlike traditional families, these family structures often involve competing interests between biological children, stepchildren, and current partners. Without clear and detailed planning, this can lead to expensive legal disputes, misunderstandings, and emotional conflicts after a loved one’s passing.

Common Challenges in Blended Family Estate Planning

One of the most significant risks arises when partners leave everything to each other, trusting that the surviving partner will “do the right thing” by all children involved. However, this trust can sometimes backfire, especially when circumstances change. For example, the surviving partner might:

• Remarry and prioritise their new relationship;
• Lose contact with stepchildren;
• Alter their Will to favour their biological children; or
• Feel pressured by new partners or extended family members.

These challenges highlight the need for well-considered estate planning in blended families.

Essential Strategies for Protecting Your Blended Family’s Future

Property Ownership Considerations

For many couples, the family home is the most significant asset. In Queensland, many people hold property as joint tenants, meaning that the surviving partner automatically inherits the property, regardless of what the Will states. While this can work for some families, it may not suit blended families, where both partners have children from previous relationships. Consider the following alternatives:

• Convert to tenants in common: This allows each partner to Will their share of the property to different beneficiaries, ensuring that children from previous relationships receive their fair share.
• Create a life interest: This arrangement allows the surviving partner to live in the property for the remainder of their life, while ensuring that the asset passes to your children after their death.
• Establish right of residence arrangements: These can specify conditions under which the surviving partner can continue to live in the family home, such as limiting it to a certain time period or until certain circumstances arise.

Choosing the Right Will Structure

Simple Wills are rarely sufficient for blended families due to the complexity of family dynamics. Instead, you should consider more tailored Will structures, such as:

Mutual Wills

• A binding agreement between partners that outlines the terms of distribution after both pass away.
• Prevents the surviving partner from changing the agreed distribution, ensuring that children from both relationships are treated fairly.
• Can be enforced through legal channels if the surviving partner breaches the agreement.
• Requires careful drafting by an experienced estate planning lawyer to ensure it aligns with both partners’ wishes.

Testamentary Trust Wills

• Provide greater flexibility and control over how your estate is distributed.
• Offer tax advantages and can be structured to protect the inheritance of children, especially from previous relationships.
• Allow for independent oversight of asset distributions, ensuring fair treatment of all beneficiaries, including biological children and stepchildren.

Managing Non-Estate Assets

Not all assets are controlled by your Will. It’s important to account for the following non-estate assets to ensure your estate plan is comprehensive:

• Superannuation: Nominate beneficiaries to ensure superannuation benefits pass to your intended recipients, including stepchildren, if desired.
• Life insurance policies: Review and update your beneficiaries regularly to ensure they reflect your current wishes.
• Joint bank accounts: Consider how joint accounts are managed, as they may bypass your Will.
• Family trust assets: Ensure the trust deed specifies how assets should be distributed, especially if the trust involves children from previous relationships.
• Company-owned assets: If you own a business, ensure that your succession plan takes into account the interests of your partner and children.

Life Insurance Strategies

Life insurance can be an essential tool in estate planning and blended families, providing an immediate source of capital when needed. It can help ensure that:

• Immediate capital is available for children, while the remaining estate passes to the surviving partner.
• Life insurance policies are used to balance the distribution between biological children and stepchildren, addressing any potential inequalities.
• The pressure on other estate assets is reduced, allowing for a smoother distribution process.
• The inheritance of all family members is ensured, providing clarity and certainty for everyone involved.

Essential Steps for Successful Estate Planning

Open Communication

Before you meet with a lawyer to create your estate plan, it’s vital to have honest discussions with your partner about the following:

• The assets each of you brings into the relationship, including superannuation, property, and savings.
• Expectations regarding the care and support of each other’s children in the future.
• Items of sentimental value that may need specific consideration in your Will.
• Any intended exclusions from your estate plan, such as individuals you do not wish to benefit.
• Future care arrangements for minor children or incapacitated family members.

Regular Reviews

An estate plan isn’t something you set and forget. It should be reviewed regularly, especially when:

• Relationships change (e.g. separation, divorce, or new partnerships);
• Children are born or grow up and become financially independent;
• Financial circumstances shift, such as acquiring new assets or liabilities;
• Laws change, particularly those relating to superannuation and inheritance; or
• A minimum review every three years is recommended to ensure your plan stays up to date.

Professional Documentation

Working with an experienced estate planning lawyer ensures that all documents are legally sound and comprehensive. Key documents to include are:

• Professionally drafted Wills that reflect your wishes;
• Binding death benefit nominations for superannuation to ensure your super passes to the right people;
• Life insurance beneficiary nominations to avoid confusion or disputes after your death;
• Clear property ownership structures to ensure assets pass as intended.
• Mutual Will deeds (if applicable) to safeguard the interests of your partner and children.

Managing Potential Family Provision Claims

In Queensland, certain family members may challenge your Will through a family provision claim. This can include:

• Your current partner;
• Children from previous relationships;
• Stepchildren (in some cases); or
• Dependant family members.

To minimise the risk of successful claims, consider the following:

• Ensure you provide reasonable provision for eligible claimants, especially if your estate could be contested.
• Document your reasoning for distribution decisions to show that you have considered each person’s needs.
• Use trusts or other protective structures to safeguard your estate.
• Seek professional advice to explore strategies for claim-proofing your estate plan.

Practical Considerations for Common Scenarios

Protecting the Family Home

In blended families, the family home can be a point of contention. To avoid disputes, consider:

• Right to reside arrangements, which specify that the surviving partner can live in the home under certain conditions, such as:
  • Death of the surviving partner;
  • Remarriage;
  • Moving into a new de facto relationship;
  • Vacating the home for a specified period;
• Life interest arrangements that include provisions for the surviving partner’s maintenance and care.
• Buy-out provisions for beneficiaries, ensuring a smooth transfer of property ownership when appropriate.

Supporting Minor Children

For children, particularly minor ones, testamentary trusts can be incredibly useful. These trusts can:

• Provide for education funding, ensuring children are supported long-term.
• Cover living expenses, offering ongoing financial security.
• Ensure asset protection by keeping inherited assets safe from external claims.
• Enable tax-effective distributions to minimise the financial burden on the family.
• Allow for professional management of inherited assets, ensuring that the estate is handled responsibly.

Final Thoughts

Estate planning and blended families require thoughtful consideration to address the unique dynamics of modern family structures. By carefully planning your estate, you can ensure that your assets are distributed according to your wishes and that all family members—whether biological children, stepchildren, or partners—are treated fairly. A tailored estate plan, regularly reviewed and updated, can prevent costly legal disputes and provide clarity for your loved ones, giving you peace of mind knowing your legacy will be protected.

Get Started Today

At PD Law, we specialise in helping clients navigate the complexities of estate planning for blended families. Our expert Estate Planning Lawyers will work closely with you to ensure that your estate plan reflects your wishes, provides for all family members, and stands up to legal scrutiny.

Start planning ahead to secure your family’s future. Contact PD Law today for expert advice.

After a person passes away, an appointed executor struggles with complex assets, leading to delays, confusion, and family disputes. Legal challenges may follow, causing costly delays. This underscores the importance of choosing the right executor—someone capable of managing the estate efficiently and according to your wishes. This guide explores the executor’s responsibilities, the consequences of failing to appoint the right person, and practical tips for both choosing and supporting an executor.

What is an Executor?

An executor is the person or organisation you appoint in your Will to carry out your final wishes after you die. This person is legally responsible for managing your estate, which includes everything from distributing assets to settling debts. The executor acts on your behalf to ensure that your estate is administered according to both your Will and the laws of Queensland.

Key Responsibilities of an Executor

The role of an executor is extensive, covering a variety of critical tasks. Below, we break down these duties into three key categories:

Immediate Responsibilities

Upon your passing, the executor must act quickly and efficiently to manage the immediate practicalities:

• Organising funeral arrangements and managing associated costs: The executor may need to arrange your funeral or memorial service, paying for any expenses with estate funds.
• Securing and protecting estate assets: This includes making sure that your property (home, valuables, etc.) is secure and insured to prevent theft, loss, or damage.
• Notifying relevant organisations of the death: This may include informing banks, insurance companies, and government bodies (such as the Australian Taxation Office) of the death.
• Ensuring property remains insured: The executor must ensure that assets such as homes or cars continue to be covered by insurance until they are distributed or sold.

Legal and Financial Duties

In the longer term, the executor is responsible for handling the legal and financial elements of the estate:

• Applying for a Grant of Probate: This is a legal document issued by the court, confirming that the Will is valid and granting the executor the authority to manage the estate.
• Identifying and valuing estate assets: The executor must locate, assess the value of, and protect all estate assets, including bank accounts, property, and investments.
• Settling outstanding debts and liabilities: The executor is responsible for paying off any debts, such as mortgages, loans, or outstanding taxes, from the estate’s funds.
• Managing tax obligations: This includes filing the deceased’s final tax return and paying any taxes owed by the estate before distributing assets.
• Distributing assets according to the Will’s terms: After debts are settled, the executor ensures that the remaining estate is divided and distributed to the beneficiaries as directed in the Will.

Administrative Tasks

Finally, the executor must manage a variety of ongoing tasks:

• Maintaining accurate records: The executor must keep clear and detailed records of all transactions, including payments, asset sales, and distributions.
• Communicating regularly with beneficiaries: Beneficiaries need to be informed about the status of the estate and any issues that arise.
• Managing ongoing business interests: If the estate includes business interests, the executor may need to oversee operations until these assets are sold or transferred.
• Defending the estate against legal challenges: If someone contests the Will, the executor may need to defend the estate in court, which could involve additional legal fees.

Choosing the Right Executor

The role of the executor is both demanding and important. Therefore, selecting the right person or organisation is critical. Here are some key qualities to consider when making your choice:

Essential Characteristics of a Good Executor

Trustworthiness and Integrity

The executor must be someone you trust implicitly. They will be making decisions that affect the distribution of your assets, so their integrity is crucial.

Organisational Capability

Managing an estate requires a high degree of organisation. The executor must be able to juggle multiple tasks and meet deadlines, all while keeping track of important details.

Financial Literacy

While the executor doesn’t need to be an expert in finance, a basic understanding of financial matters—such as tax obligations, debts, and asset management—is necessary. If the estate is complex, they may need to work with professionals like accountants or financial advisors.

Impartiality

The executor must be able to remain neutral, especially if there are potential conflicts among beneficiaries. Their role requires making fair decisions that align with your wishes, without favouring one beneficiary over another.

Practical Considerations for Choosing an Executor

• Age and health: Consider whether the person you choose is physically able to carry out the duties required.
• Location: Ideally, the executor should be based in Queensland or be easily reachable to manage local matters.
• Willingness to serve: The executor must be willing to take on this responsibility, which can be time-consuming and emotionally taxing.
• Professional expertise: In complex cases (e.g., business interests, international assets), you might consider appointing a professional executor or corporate trustee.

Legal Requirements for Executors in Queensland

In Queensland, the law sets out specific criteria for an executor:

• Be at least 18 years old
• Possess the mental ability to manage the estate.
• Be willing to accept the role
• Not be an undischarged bankrupt
• Have no relevant criminal convictions
• Be a fit and proper person to handle the responsibilities

Consequences of Poor Executor Planning

Failing to appoint an appropriate executor can result in a range of problems, both legal and emotional.

 Administrative and Financial Issues

• Delays in estate administration: A poorly chosen executor may not act promptly, causing unnecessary delays in distributing assets.
• Increased costs: If the executor is unable or unwilling to manage the estate, the costs of hiring professional administrators can add up.
• Risk of asset mismanagement: An unprepared executor may make errors that affect the value of the estate, including mishandling investments or mismanaging assets.

 Emotional and Family Impact

• Family conflict: An executor who is perceived as biased or incapable can lead to disputes between beneficiaries.
• Emotional stress: The process of managing an estate is already stressful, and an unprepared or unreliable executor can add to the burden during an already difficult time.

Legal Complications

• Court intervention: If no suitable executor is appointed or if there are disputes, the court may need to step in to appoint an administrator.
• Litigation: Disputes over the administration of the estate can lead to costly and time-consuming litigation.

Professional Support for Executors

While executors bear significant responsibility, they don’t have to manage the estate alone. Various professionals can assist with different aspects of estate administration:

• Lawyers: To ensure compliance with the law and help with legal procedures like obtaining probate.
• Accountants: For assistance with tax matters and financial reporting.
• Trustees: Professional trustees can manage complex estates, especially if there are trusts or multiple beneficiaries.
• Specialist advisors: If there are specific assets, such as real estate or business interests, experts may be required.

When to Seek Help

If the estate is complex, involves international assets, or if there are disputes, it’s highly recommended to seek professional advice early in the process.

Get Peace of Mind

The role of an executor is crucial in ensuring your estate is managed and distributed according to your wishes. By choosing the right executor and providing them with the necessary support, you can avoid delays, disputes, and legal complications. Proper estate planning offers peace of mind, knowing your legacy will be honoured and your loved ones will be taken care of.

At PD Law, we specialise in guiding clients through the estate planning process, helping you choose the right executor and providing professional support for complex estates. Our expert Estate Planning Lawyers will ensure your estate plan is clear, effective, and legally sound, so your wishes are upheld with minimal stress for your family.

Ready to secure your legacy? Contact us today for expert advice on estate planning and executor selection. Your peace of mind starts here.

With all the demands of modern life, it’s easy to overlook the importance of keeping an updated Will. Many individuals mistakenly believe that once their Will is drafted, it can simply be stored away and forgotten. However, this assumption is misleading. Your Will is a living document that should adapt alongside your changing circumstances. This article explores why maintaining an updated Will is essential, examine the risks of neglecting this responsibility, and provide practical strategies for ensuring your Will remains current.

Why Regular Will Updates Are Essential

Reflecting Life Changes

Life is dynamic, and your Will should mirror these transformations. Major life events—such as marriage, divorce, the birth of children or grandchildren, or the passing of loved ones—can significantly impact how you wish to distribute your assets. For instance, in Queensland, entering into a marriage typically nullifies any existing Will, unless it was specifically drafted to accommodate that marriage. Similarly, divorce can alter provisions made for an ex-spouse. By regularly updating your Will, you ensure that it accurately reflects your current family dynamics and intentions.

 Adapting to Financial Changes in Your Updated Will

Your financial circumstances are expected to change over time. You may acquire new assets, sell existing ones, or experience shifts in your overall wealth. An outdated Will may not account for these changes, potentially leading to undesired outcomes regarding asset distribution. Regular updates empower you to adjust your bequests in your Will, ensuring that your assets are allocated according to your current financial reality.

Responding to Relationship Developments

Relationships can shift and change. For example, you might find yourself estranged from a family member or form a close bond with someone new. An updated Will allows you to acknowledge these changes, ensuring your assets go to those you genuinely wish to support.

Navigating Legal and Tax Updates

The legal and tax structures related to estates are continually evolving. What was once an efficient strategy for asset distribution may no longer be advantageous. By staying in touch with a legal professional, you can stay abreast of these changes and make necessary adjustments to your updated Will.

Appointing the Right Executor

The person you initially designated as your executor may no longer be the best fit for this role. They might have passed away, moved overseas, or simply be unwilling or unable to fulfil these responsibilities. Updating your updated Will allows you to appoint a new executor who can effectively manage your estate.

Risks of an Outdated Will

Unintended Inheritances

One of the primary dangers of an outdated Will is the risk of your assets being distributed to unintended beneficiaries. For example, if you separate from a spouse but fail to have an updated Will, they might still inherit your estate—clearly not your intention. Conversely, new family members may be inadvertently excluded if your Will does not account for them

Partial Intestacy

If you acquire new assets and your updated Will remains unchanged, you may die partially intestate. This means that some of your estate will be distributed according to Part 3 of the Succession Act 1981 rather than your personal wishes. In Queensland, this could result in a distribution that significantly diverges from what you would have desired.

Family Disputes and Legal Challenges

An outdated Will is more vulnerable to disputes, especially if it doesn’t align with your current life situation. Such conflicts can lead to costly legal battles among beneficiaries, eroding your estate and straining family relationships. Keeping an updated Will can help mitigate the risk of these disputes.

Tax Inefficiencies in an Outdated Will

As tax laws evolve, an outdated Will may impose unnecessary tax burdens on your beneficiaries. Regular updates to your Will enable you to adopt current, tax-efficient strategies for transferring your assets.

Delays in Estate Administration

A Will that is outdated or unclear can cause delays in the administration process. This can be especially troublesome if your beneficiaries are depending on their inheritance for financial stability. A well-maintained, updated Will can expedite the probate process.

Risk of Invalidating Your Will

Significant life changes, such as marriage, can invalidate your Will if it wasn’t drafted with that event in mind. This could result in your estate being distributed according to intestacy laws, disregarding your wishes entirely.

Strategies for Keeping Your Will Updated

Schedule Regular Reviews of Your Will

Make it a habit to review your Will every three to five years or after any significant life event. While you might not need to update it each time, regular reviews keep you aware of its contents and help you identify necessary changes.

Seek Professional Legal Guidance

Though it may be tempting to make DIY changes to your updated Will, this can lead to complications. A single poorly drafted clause can potentially invalidate the entire document. Always consult with a qualified solicitor who specialises in Wills and estates to ensure that any modifications are legally sound and accurately reflect your intentions.

Consider Your Options: New Will vs. Codicil

If you need to make minor changes, adding a codicil to your existing Will might be suitable. A codicil is a separate document that modifies specific sections of your Will. However, for more substantial alterations, drafting a new Will is typically clearer and more straightforward. Our experienced Estate Planning Lawyers can advise you on the best approach based on your particular needs.

Revoke All Previous Wills

When creating a new Will, it’s crucial to include a clause that cancels all prior Wills and codicils. This helps avoid confusion and potential legal disputes regarding your estate.

Ensure Your Updated Will is Properly Executed

Make sure that your updated Will or codicil is signed and witnessed in accordance with Queensland’s legal standards. Neglecting this step could invalidate your changes or the entire document.

Inform Key Individuals About Your Updated Will

Notify your executor and key beneficiaries that you’ve made updates to your Will. While it’s not necessary to divulge the specifics, informing them can help avoid misunderstandings and disputes in the future.

Store Your Updated Will Securely

Keep your updated Will in a safe place and ensure your executor knows how to access it. Consider also providing a copy to your solicitor.

Review Related Estate Planning Documents

Your Will is just one part of your estate planning. When revising it, also examine related documents like your power of attorney, advance health directive, and any trust agreements.

How We Can Help

Updating your Will is not just a legal requirement; it’s a considerate action for your loved ones. By keeping your Will current, you provide clarity, reduce the potential for conflicts, and ensure your legacy is distributed according to your true wishes. Regular updates are crucial for protecting your assets and your family’s future amid life’s uncertainties.

Take proactive steps to secure your legacy. At PD Law, we specialise in complex estate matters and tax-efficient strategies. Our team of experts are dedicated to helping you navigate the complexities of estate planning. We ensure your Will reflects your current circumstances and desires so you can protect your family’s future. Book an appointment today!

In today’s digital age, online assets have become a significant part of our lives. From social media accounts to digital currencies, these assets play a crucial role in our personal and professional lives.

Just like your physical assets, it’s important to have a plan for your online assets after your demise. This is where a digital estate plan comes into play. A digital estate plan includes instructions on how to access and manage your online assets after your death.

This plan should include a list of all your online assets, their login credentials, and instructions on what to do with them. You can appoint a digital executor to carry out these instructions. Remember, this is a sensitive task, so choose someone you trust implicitly.

What Are Digital Assets?

Online assets, also known as digital assets, refer to any resource that exists in the digital realm and holds value. These can range from your email accounts and social media profiles to digital photographs, blogs, and even digital currencies like Bitcoin.

These assets can hold both monetary and sentimental value. For instance, a digital photo album may not have any financial worth, but it could hold immense emotional value for the owner. On the other hand, a Bitcoin wallet could be worth thousands, if not millions, of dollars.

Here is a list of common digital assets in today’s world:

• Email accounts (Outlook, G-mail, Hotmail etc)
• Digital currencies (Bitcoin, Ethereum, etc.).
• Social media accounts (Facebook, Snapchat, Instagram, Twitter etc)
• Financial accounts (including bank accounts, PayPal, Cryptocurrency, credit cards etc.)
• Subscriptions (including Netflix, Disney Plus, Stan, Apple Music/Spotify etc.)
• Photos (Cloud/Computer)
• Website & Blogs (including Domain name registrar, third party hosting etc)

Accessing Online Accounts After a Person’s Death or Incapacity

It’s important to leave clear written instructions about how you want your digital assets to be treated, including information on how to access them. This is so your loved ones know about the existence of such accounts, and how you want them to be dealt with.

There are certain programs which don’t allow a transfer of ownership for an account, which is why it’s important to know the terms of any digital or online accounts ensuring instructions aren’t left which may conflict with program policies.  To help your loved ones carry out your wishes regarding your digital assets, you’ll need to give them access to your digital accounts. Keep an updated list of your accounts and passwords for your executors; we can also assist you in your estate planning appointment.

Access & Privacy Regarding Your Digital Assets

To make it easier on your executors to gain access to your digital assets after death, our estate planning lawyers recommend including a clause in your Will to identify you have digital assets which form part of your estate, and where applicable, the actions to be taken with them. In the situation that you don’t want your executors to read your emails or have access to your messages we suggest leaving instructions to delete these accounts. Or you may want to have certain photographs left to someone in your family. It’s important to note that the instructions you leave in your Will need to clearly state what you want to happen to your digital assets and how they can be accessed.

Where Do I Start?

Here are some key considerations to consider when it comes to your digital assets, and planning for your Will:

1. Identify Your Digital Assets:
   Make a comprehensive list of all your digital assets. This includes but is not limited to:

• • Financial accounts (bank accounts, investment accounts, PayPal, etc.)
  • Digital currencies (Bitcoin, Ethereum, etc.)
  • Intellectual property (websites, blogs, digital artwork, etc.)
  • Social media accounts (Facebook, Twitter, LinkedIn, etc.)
  • Email accounts
  • Cloud storage (Google Drive, Dropbox, etc.)
  • Digital media (photos, videos, music, etc.)

2. Understand Terms of Service:
   Familiarize yourself with the terms of service agreements for each digital platform. Some platforms have specific policies regarding access to or transfer of accounts after death.

3. Choose a Digital Executor:
   Appoint a trusted individual to manage your digital assets after your death. This person should be familiar with your online presence and capable of handling digital matters. It may be that this person is the same person you appoint to be executor for the rest of your Will as well.

4. Access Information:
   Ensure your digital executor knows how to access your digital assets. This may include providing passwords, security questions, encryption keys, or instructions for accessing accounts.

5. Document Your Wishes:
   Clearly outline your wishes for each digital asset in your estate planning documents. Specify how you want each asset to be handled after your death, whether it should be transferred to heirs, archived, or deleted.

6. Consider Privacy Concerns:
   Be mindful of privacy concerns when planning for digital assets. Some information may be sensitive or confidential and should be handled accordingly.

7. Backup Important Data:
   Regularly backup important digital data to ensure its preservation and accessibility to your heirs.

8. Review and Update Regularly:
   Regularly review and update your estate plan to account for any changes in your digital assets or online accounts.

9. Consult Legal and Financial Professionals:
   Seek guidance from legal and financial professionals experienced in estate planning and digital assets to ensure your plan is comprehensive and legally enforceable.

10. Provide Instructions:
    Clearly communicate your wishes to your loved ones and provide instructions on how to access your digital asset inventory and estate plan in the event of your death.

Managing online assets in the modern era involves securing and organizing them, as well as planning for their future. As our lives become increasingly digital, it’s crucial to understand and implement these practices to ensure the safety and longevity of our online assets.

Your online assets hold value, whether monetary or sentimental, therefore they deserve the same level of care and attention as your physical assets. Start managing your online assets today and secure your digital legacy for the future. For an in-depth conversation about your estate planning needs, and how we can help, contact our team today.

In today’s world, sustainability has become more than just a buzzword. It has permeated every aspect of our lives, including how we say our final farewells to loved ones. Traditional burial methods, such as embalming and casket burials, are not only expensive but also have a significant impact on the environment. This has led to the rise of eco-friendly body disposal methods, which offer a sustainable approach to bidding farewell to our loved ones.

When we think about eco-friendly body disposal, we are essentially considering the environmental impact of our final farewell. It’s a way of acknowledging that even in death, we have a responsibility to protect and preserve the planet we leave behind for future generations. By choosing sustainable options, we can contribute to the larger movement of creating a greener and more environmentally conscious society.

Different Methods of Green Body Disposal

Embracing eco-friendly body disposal requires exploring alternative methods to traditional burial. Some of these methods include:

Natural Burial:

This approach involves interring the body in a biodegradable coffin without embalming. The idea behind natural burial is to allow the body to return to the earth naturally, without the use of chemicals that can harm the environment. It promotes the decomposition process and allows for the restoration of nutrients to the soil, contributing to the growth of plants and trees.

Cremation:

Cremation is another eco-friendly option that has gained popularity in recent years. Compared to traditional burials, cremation uses less energy and land. It involves the process of reducing the body to ashes through high temperatures. The ashes can then be scattered in a meaningful location or stored in an urn, allowing for a more personalised and environmentally conscious memorial.

Alkaline Hydrolysis:

Also known as water cremation or aquamation, alkaline hydrolysis is a process that uses water and chemicals to gently break down the body. This method is considered more environmentally friendly than traditional cremation because it uses less energy and does not produce harmful emissions. The resulting liquid can be safely returned to the environment, while the remaining bone fragments can be processed into a fine powder for memorialization.

Human Organic Reduction:

This is known as human composting, where human remains are turned into soil. The body is placed in a vessel surrounded by wood chips, alfalfa, and straw; and the microbes which naturally occur on these materials and are on/in our bodies are used to power the process.

Once the soil has been created & cured, it can be used to regenerate our Earth. Most people wish to use the soil to grow a tree for their loved ones.

(This process is not yet available in Australia.)

Cremation Jewellery:

This is any piece of jewellery which incorporates your loved one’s ashes. Cremation jewellery can be in the form of urn necklaces & bracelets to cremation diamonds.

Each of these methods offers a unique approach to eco-friendly body disposal, allowing individuals to choose an option that aligns with their values and beliefs. It’s important to remember that whilst making the decision to opt for eco-friendly body disposal is a significant step, it is equally important to ensure that your wishes are known and respected. This is where a body disposal clause in your Will plays a crucial role.

When it comes to the legal aspects of body disposal clauses, it’s essential to consult with a lawyer who specialises in this area. We can guide you through the process and help you draft a legally binding document that outlines your wishes for eco-friendly body disposal. Communicating your green disposal wishes is equally important. Make sure your loved ones are aware of your desire for a sustainable farewell. Discuss your decisions openly, providing them with the necessary information and resources to understand the significance of eco-friendly body disposal.

In conclusion, an eco-friendly body disposal clause in your Will offers a sustainable approach to final farewells. By understanding the concept of eco-friendly body disposal, recognising the impact on the environment, and overcoming challenges, we can pave the way for a future where saying goodbye to our loved ones aligns with our values of sustainability. Through the power of our Wills, we can leave a legacy that not only honours our lives but also protects the planet we call home.

Family provision claims can often be complex and emotionally charged legal matters that arise after a loved one’s death. These claims allow certain individuals to seek further provision from the deceased persons estate, even if they were not adequately provided for in the Will.

The Basics of Family Provision Claims

Family provision claims, also known commonly referred to as “contesting a Will”, are legal actions brought by individuals who believe they haven’t been fairly provided for in a deceased person’s Will.

When someone passes away, their Will is meant to distribute their assets and estate to their chosen beneficiaries. However, there are instances where close family members or dependents may feel that they’ve been unfairly excluded or inadequately provided for in the Will. This is where family provision claims come into play.

Family provision claims aim to ensure that people who have a rightful and genuine need for financial support are adequately provided for after someone’s death. These claims seek to rectify situations where a person’s last Will unfairly excludes or does not adequately provide for close family members or dependents.

By allowing family provision claims, the legal system recognises the importance of ensuring that individuals who were financially dependent on the deceased or have a legitimate need for support are not left in a vulnerable position.

These claims serve as a safety net to protect family members and dependents who may have relied on the deceased for financial stability or who have been left in difficult circumstances due to the terms of the Will.

Who Can Make a Family Provision Claim?

Family provision claims can be made by various individuals, including spouses, de facto partners, children (including stepchildren), and grandchildren. In some jurisdictions, other dependents such as former spouses, parents, and individuals being supported by the deceased may also be eligible to make a claim.

It’s important to note that making a family provision claim does not guarantee success. The Court will consider various factors, including the financial needs and resources of the claimant, the size of the estate, the relationship between the claimant and the deceased, and any competing claims from other beneficiaries.

Factors Considered in Family Provision Claims

When assessing a family provision claim, the courts consider various factors to determine whether further provision should be made from the deceased person’s estate:

• The Claimant’s Financial Circumstances

The claimant’s financial circumstances are a significant consideration in family provision claims. Factors such as the claimant’s income, assets, debts, and living expenses are considered to assess their genuine need for financial support.

• The Size of the Estate

The size of the deceased person’s estate is also an important factor in family provision claims. A larger estate may provide more room for further provision without unduly impacting other beneficiaries.

• The Relationship between the Claimant and the Deceased

The nature and strength of the relationship between the claimant and the deceased person are relevant in family provision claims. Courts consider factors such as the duration of the relationship, the level of dependency, and the deceased person’s obligations towards the claimant.

• The Potential Outcomes of a Family Provision Claim

Family provision claims can have various outcomes, depending on the specific circumstances and the court’s decision.

• Successful Claims and Their Impact

If a family provision claim is successful, the court may order that additional provision be made from the deceased person’s estate in Favor of the claimant. This can involve monetary sums, property, or other assets.

It’s important to remember that each family provision claim is unique, and the outcome depends on the specific circumstances and the discretion of the court. If you require assistance with a family provision claim or have questions about an estate planning matter – contact our team today.

In life, we often find ourselves juggling various responsibilities – work, family, finances, and planning the future. While it may not be the most pleasant topic to ponder, it’s crucial to think about what will happen to our loved ones and our hard-earned assets after we’re gone. One way to ensure your wishes are carried out and to provide financial security for your family is through a Binding Death Benefit Nomination (BDBN).

A BDBN is a legal document that directs how your superannuation benefit will be distributed upon your death. It provides clarity and certainty in terms of the distribution of your super, ensuring your loved ones are taken care of financially in your absence.

Typically, a BDBN will outline the specific beneficiaries who’ll receive your super, the proportions in which they’ll receive it, and any conditions that need to be met for the distribution to occur. Alternatively, you may wish to direct your superannuation proceeds to your legal personal representative to be disbursed as part of your estate. It’s important to note that a BDBN only covers your superannuation benefit and doesn’t deal with other assets or financial matters.

Without a BDBN the trustees of your super fund may have the discretion to distribute your super in a way that may not align with your intentions. This could potentially leave your loved ones financially vulnerable or result in family disputes over the distribution of your superannuation benefit.

Benefits of Having a BDBN in Place

Security and Peace of Mind

One of the greatest advantages of having a binding death benefit nomination is the security it provides. By specifying exactly who should receive your superannuation benefits, you can have peace of mind knowing that your loved ones will be taken care of. It ensures your hard-earned money will be allocated according to your wishes, providing you and your loved ones with the security you deserve.

Avoiding Potential Disputes

Money can often become a sensitive topic, especially during emotional times like the passing of a loved one. By clearly outlining your wishes and having a legally binding document, you can minimize the chances of disputes arising among family members.

Control Over Your Superannuation Benefits

By specifying the beneficiaries, you have full control over who receives your superannuation benefits. This control allows you to ensure that your assets are passed on to the individuals or entities that matter the most to you. Whether it’s your spouse, children, or a charitable organization, you have the power to make this decision.

Tax Implications and Benefits

Specifying the beneficiaries can potentially minimize the tax implications associated with superannuation benefits. It’s important to consult with a financial advisor or tax professional to fully understand the tax implications and ways to optimize the benefits for your specific situation.

Legal Requirements for a Valid BDBN

For your BDBN to be legally binding, it must meet certain requirements. Firstly, it must be in writing and signed by you in the presence of two witnesses who are over the age of 18 and not named as beneficiaries in your BDBN.

Furthermore, your BDBN should clearly identify the beneficiaries and the proportions in which they are to receive your superannuation benefit. It’s essential to ensure the nomination is up to date and valid, as outdated, or expired nominations may not be enforceable.

Beneficiaries that are eligible to be included in your BDBN are restricted under law to one of the following categories:

• Your spouse or a de facto partner
• Your children
• A person you have an interdependent relationship with (someone you live with and have a close personal relationship with including domestic support and personal care)
• Someone who is financially dependent on you

Reviewing and Updating Your Binding Death Benefit Nomination

Life is full of changes, and as such, it’s crucial to review and update your BDBN periodically. Whether it’s an addition to your family, a change in your relationship status, or alterations to your financial situation, these events may require an adjustment to your BDBN.

You’ll need to renew your BDBN every 3 years – it’s important that you ensure your BDBN accurately reflects your current wishes and circumstances. By doing so, you can ensure that your intentions are clearly communicated, and your loved ones are provided for, even in the face of changing circumstances.

A Binding Death Benefit Nomination provides financial security and peace of mind for you & your loved ones. If you require assistance with the BDBN process or have questions – contact our estate planning team today.

When it comes to estate planning, Wills play a crucial role in ensuring our assets and possessions are distributed according to our wishes after we pass away. These Wills often contain a list of beneficiaries who are entitled to inherit certain assets or properties.

Legally speaking, a beneficiary is someone who has the right to receive property or assets under the terms of a Will or Trust. Whether it’s receiving a specific property, a sum of money, or a percentage of the estate, being named as a beneficiary in a Will holds significant legal implications.

Different Types of Beneficiaries

Beneficiaries can fall into different categories depending on their relationship to the deceased or the purpose of their inheritance. There are primary beneficiaries who are named to receive specific assets or properties directly. On the other hand, contingent beneficiaries are those who’ll receive the assets if the primary beneficiaries are unable to receive them. It’s common for Wills to have both primary and contingent beneficiaries, ensuring the assets are distributed as intended, even if unexpected circumstances arise.

Roles of a Will Beneficiary

Primary beneficiaries have a crucial role in the estate distribution process. They are the individuals specifically named in the will to receive certain assets. As a primary beneficiary, it is important to understand your responsibilities and obligations. These may include providing relevant documents, such as identification and proof of relationship, to the executor of the Will or the estate administrator. It may also involve cooperating with the executor or administrator to ensure a smooth distribution process.

Contingent beneficiaries, although not directly named as primary beneficiaries, play a vital role in case the primary beneficiaries are unable or unwilling to receive their inheritance. This could be due to various reasons, such as the primary beneficiary passing away before the testator or choosing to disclaim their inheritance. Contingent beneficiaries should be aware of their responsibilities and be prepared to step in if the need arises.

Rights of a Will Beneficiary

Right to Information:
As a beneficiary, you have the right to receive information about the estate and the Will. This includes being provided with a copy of the Will and any relevant updates or amendments. It is essential to stay informed about the progress of the estate administration to ensure that your rights are upheld, and that the distribution process is carried out according to the testator’s wishes.

Right to Challenge the Will:
In certain circumstances, beneficiaries may have the right to challenge the validity of the will. This can occur if they believe that the testator was unduly influenced, lacked the mental capacity to make a will, or if there are suspicions of fraud or coercion. Challenging a will can be a complicated legal process, and it is advisable to seek the guidance of an experienced lawyer if you wish to exercise this right.

Understanding the role and rights of will beneficiaries is essential for both those who expect to inherit and those who plan to name beneficiaries in their Wills. By having a clear understanding of these important aspects, beneficiaries can navigate the process more confidently and ensure that their interests are protected.

If you have further questions or concerns about being a Will beneficiary, it is always best to seek the guidance of a legal professional who specializes in estate planning and probate matters. Contact our team today for advice.

Legal capacity refers to an individual’s ability to make sound decisions and understand the consequences of those decisions. In relation to estate planning, this includes making informed choices about beneficiaries, distribution of assets, and appointing agents or executors. It is essential to have a clear understanding of capacity to safeguard the validity and legality of your estate plan.

In the context of estate planning, capacity is the mental competence required to understand the nature of the estate planning process and its implications. It involves possessing the ability to comprehend the value and extent of one’s assets, including real estate, investments, and personal belongings. It also entails evaluating the potential consequences of various decisions related to beneficiaries and estate administration.

When considering capacity, it is important to understand that it is not a one-size-fits-all concept. The level of capacity required may vary depending on the complexity of the estate plan and the individual’s circumstances. For instance, someone with a large estate and numerous beneficiaries may need a higher level of capacity compared to someone with a smaller estate and fewer beneficiaries.

Additionally, capacity is not solely determined by age or physical health. While advanced age or cognitive decline may raise concerns about capacity, it is crucial to assess cognitive faculty and decision-making skills on a case-by-case basis. This ensures that the estate plan accurately reflects the wishes intended and is legally valid.

Importance of Capacity

Ensuring capacity is critical to reduce the risk of challenges to the validity and enforceability of estate documents. If an individual lacks the necessary capacity during the planning process, their decisions may be questioned or deemed invalid. This can lead to disputes among family members, potential legal battles, and delays in asset distribution.

By understanding and assessing estate planning capacity, you can minimize the risk of such challenges and ensure that your estate plan is legally binding, providing peace of mind knowing your wishes will be respected and carried out as intended.

Moreover, capacity is not only important for the individual creating the estate plan but also for their loved ones. A well-thought-out and legally valid estate plan can help prevent family conflicts and provide clear instructions for the distribution of assets. It can also minimize the burden on family members during an already difficult time, allowing them to focus on grieving and healing.

Common Signs of Capacity Issues

There are several indicators that may suggest an individual lacks the necessary capacity for estate planning. These can include memory loss, confusion, inability to understand complex decisions, or susceptibility to undue influence. It’s crucial to be aware of these signs and consult with appropriate professionals if any concerns arise. 

Strategies for Addressing Capacity Concerns

One approach is to involve a legal professional who specializes in estate planning to assess capacity and provide guidance. Additionally, gathering medical records where necessary, conducting a comprehensive review of the individual’s mental and physical health, and seeking input from trusted family members or friends can aid in addressing capacity concerns.

Our experienced estate planning professionals can analyse the specific situation, evaluate the available evidence, and determine the most appropriate course of action. We can assist in protecting your estate plan from capacity concerns.

Initiating the estate planning process early allows individuals to complete their estate plan while they retain capacity. By doing so, they can ensure that their wishes are legally documented and reduce the risk of future challenges to the validity of the estate plan.

By understanding capacity, recognizing potential concerns, and taking proactive steps to address them, individuals can create a robust and legally sound estate plan. To discuss your estate planning needs, contact our team today.

An enduring power of attorney (EPOA) is an important legal document that appoints another person or persons to make crucial life decisions for someone if and when they lose capacity to make such decisions for themselves.

While making an EPOA is particularly relevant for those of advancing years who may become vulnerable to conditions such as dementia, a person can potentially lose capacity to make life and financial decisions at any stage of life. A terrible car accident, a stroke or some other debilitating condition can rob a person of essential capacity.

The chief benefit of making an EPOA while you (the principal) have full mental faculty is that the document provides some control over how your financial and personal affairs will be conducted once you lose capacity, rather than leaving such decisions to the public guardian or the courts to make.

What is an EPOA empowered to do?

An EPOA can be appointed to manage both your financial matters and/or your personal and health matters.

An attorney empowered to make financial decisions on the principal’s behalf can do things such as pay bills, prepare tax returns, manage investments and deal with property. An attorney appointed to make personal and health matters can make decisions about where the principal will live and who with, as well as certain medical decisions, including appropriate treatment options and medicines.

It’s important to note that the principal may limit the power of the attorney in the EPOA document. A clause in the document may prevent an attorney appointed to manage financial affairs from selling the family home, for instance, or require them to consult other family members before acting. A person may also appoint two or more attorneys in the EPOA, ensuring the power of each attorney is in check to the other attorney/s.

A person appointed as an attorney has important responsibilities to the principal, including:

• keeping accurate records of financial and legal transactions;
• keeping the principal’s property separate from the attorney’s;
• obtaining professional financial and/or taxation advice on the principal’s assets, particularly where significant assets or complex financial arrangements are involved;
• avoiding disclosure of any confidential information while acting as attorney, unless authorised by the principal.

Who is appropriate as an attorney?

A person appointed to carry out the duties of an attorney needs to be a responsible person trusted by the person making the EPOA, such as a family member, close family friend, or trusted, long-term professional such as an accountant, financial adviser or lawyer. Ideally an attorney appointed to make financial decisions will be someone with experience or understanding of such matters.

There are certain requirements for a person to be appointed under an EPOA:

• the person is at least 18 years;
• the person is not a paid carer, health provider or a residential service provider for the principal; and
• for an EPOA including financial matters, the person is not bankrupt or taking advantage of the laws of bankruptcy or similar legislation.

When does an EPOA take effect?

For personal matters, including health matters, an EPOA only takes effect when the principal loses capacity to make those decisions independently. For financial matters, a principal can specify in the document when, and under what circumstances, the attorney’s power can be exercised. Where an EPOA is silent about when the power to make financial decision commences, the attorney’s power is effectual immediately after the EPOA is validly executed.

In the event that the attorney’s power to make a decision depends on the principal having impaired capacity for that matter, a person dealing with the attorney may ask for evidence of the principal’s impaired capacity, such as a medical certificate. If a person is concerned about a person exercising powers under an EPOA, they may apply to the Queensland Civil and Administrative Tribunal or the Supreme Court for a declaration about a principal’s capacity and about whether an attorney’s power has commenced.

The importance of good legal advice

A person considering making an EPOA should seek the advice of experienced legal professionals such as our team at PD Law. We can provide greater detail on your selection of an attorney or attorneys as well as frame this important document in a way which meets your needs and addresses your concerns about how your affairs will be managed in the event you lose capacity to make these important decisions. Contact us today for an initial chat about how we can help you with enduring power of attorney.

We recently covered about 2500 kilometres on a family driving holiday. It was a long, long way, but we broke the trip up with a few sleep overs, the obligatory travelling games, and we took turns at playing DJ on Spotify. Complaints about my music were drowned out by volume.

We also listened to a few podcasts. One in particular moved me profoundly. It was about a remarkable young woman who back in 2011, whilst some 60 km’s into a 100km ultra marathon race in the remote Kimberly region in Western Australia, was caught in an isolated gorge with a forest fire closing in. Her burns were extreme and life threatening, and her life changed irreversibly. Part of her treatment involved massive skin grafts, and if not for donor skin tissue she would have died.

What struck me was that the donor tissue had to be rushed in from the United States as there was insufficient tissue available in Australia. I found it unbelievable that there was no donated skin tissue available in the whole country, and this person may have died had she not been able to get some urgently dispatched from overseas (which in turn brought about its own raft of bureaucratic hurdles to jump).

I also realised that I have for the most part been a passive, even apathetic, observer in the organ donation conversation. Here I am in a law firm where we see literally hundreds of people each year to discuss and draft their wills, and we ask them the question whether they want to donate their organs when making their will. Typically lawyers don’t proffer a view as to whether someone ought donate or not and we manage to hide behind the clichéd argument that it’s matter of personal choice and none of our business, so if people say they’ll have a think about it we don’t press them any further.

Some are worried about still being alive and not trusting the medical profession to properly advise or consult with family, others cite religious beliefs, others think they’re too young, too old, too unfit, too unwell. In my experience in raising the issue with people over the last 20 + years, many simply don’t want to talk about it, and I totally understand this: it conjures unpleasant thoughts.

The excuses we all come up with appear pretty thin.

I think we need to shift our way of thinking:

• First, don’t think so much of being the one donating, think of being the one, or having a loved one, in urgent need of a donation. My bet is that faced with the grim alternative, we’d all be desperate for a donation. We’d be hoping that someone did more than just talk and then ignore it like we might have;
• Secondly, and this is something that is gaining traction globally, donation needs to be more of a cultural norm. Get in the car and put on your seat belt. Get on the bike and put on your helmet. Opt in to donate organs.

The irresistible truth is that most of us agree in principle with donation but probably do nothing about it. I’m certainly guilty of this. Short of needing a transplant for yourself or a loved one, it’s just not going to make it onto your to do list.

So here’s the challenge: we are claiming Friday the 5th of August (which just so happens to be during Donate Life Week) as the PD Law team organ donor sign up date. Between now and then each of our team will be discussing the issue with their loved ones, getting themselves informed, and making a conscious decision one way or the other, to get off the proverbial fence.

We invite you to join us, mark it in your calendar too. Don’t put it off. Go to the organ donor web site here and check out the Discover, Decide and Discuss links on the right hand side. It’s very informative.

And if you want to be inspired by the strength that some people possess, have a listen to Turia Pitt’s story here when she was interviewed by ABC’s Richard Fidler.

 

You’ve made your will, got it done, signed, safely stored in your lawyer’s strong room. What now?

Although there’s no set time frame, we recommend an annual check up, and here’s why:

•  marriage and divorce – both can make an impact on your will
•  re-marriage and further children including step children
•  the birth of children or more children
•  family members with special needs
  • eg intellectual disability, drug dependency)
•  bankruptcy or likely bankruptcy of any beneficiary
•  passing away of any beneficiaries, trustees or executors
•  disposal of specific gifts you may have left for certain beneficiaries in your will